20 Year Fixed Mortgage Rates History

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

WASHINGTON (AP) – Fixed. 15-year loan advanced to 3.10% from 3.03%. That’s also the highest since April 2012. Concerns that the Federal Reserve will scale back its bond purchases have pushed rates.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

MND List of Latest Daily Mortgage Rates. Founded in 2004, Mortgage News Daily has established itself as a leader in housing news, analysis and data.

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SCCU offers a variety of mortgage interest rate options for your home purchase through fixed and adjustable mortgage loans and home equity loans. Compare our low rates!

Rates displayed are AmeriSave’s historical 30 year fixed, 15 year fixed and 7 year adjustable rates. Rates shown do not include additional fees/costs of the loan. These are rates that have been previously available during the indicated time period and not an indication of what is available today.

. Current 30-Year Last Week’s 30-Year Change in Fixed Rate (03/18/14) Fixed Rate (03/11/14) basis points california mortgage rates 4.21% 4.25% -4 Colorado Mortgage Rates 4.19% 4.24% -5 Florida.

Even though the 15-year fixed-rate mortgage was just 2.5 percent last year, the lowest in recorded history, and three-quarters of a. paid, anyone who can afford the higher payment of a 15- or 20-year loan should consider it.

State Current Last Week’s Change in 30-Year 30-Year Basis Fixed Rate Fixed Rate Points (02/18/14) (02/11/14) California Mortgage Rates 4.20% 4.13% +7 Colorado Mortgage Rates 4.22% 4.16% +6 Florida.

20-Year Mortgage Rates. A 20-year mortgage rate is attractive to borrowers who are looking for an unchanging mortgage payment for a specific period of time. A 20-year fixed-rate mortgage will generally have a lower interest rate than a 30- or 40-year mortgage. You could spend less money on interest over the life of a 20-year mortgage loan as well.