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A commercial mortgage is a more complex concept. This is a loan that a business acquires in order to own property in an area zoned as commercial. Whether the business intends to take up residence on the property immediately, build on the land, or simply hold it for a designated period, the bank’s point of view is still the same.
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Average US 30-year mortgage rates fall to 4.52 percent – Despite the recent declines, long-term loan rates remain near their highest levels in seven years. The average 30-year mortgage rate reached a high this year of 4.66 percent on May 24; the 15-year.